3 Ways to be rebellious with your saving
Sometimes you don’t feel like playing by the rules. We bet you wait until your phone is at 2% to plug it in to charge it. Are you the type who doesn’t want to worry about financial rules just yet? We have a few ideas for you to go from Rebel with a Plummeting Credit Score to the type of Rebel who can afford to be a rebel.
1. Go against traditional saving rules
Maybe you don’t want to get your Excel sheet out for your budget because it gives you anxiety. Maybe you feel like you can’t afford to save 10% of your income. Ignore those rules then. Make your own saving rule and just save what you want (unless that means saving none, in which case you’re too rebellious for us)
Forget percentages and goal-amounts and start at $1 a day. Each day expect to just save $1 a day, and see how you feel.
2. Don’t feel like you NEED a plan right now
It may be hard to start saving when you feel like you don’t even know what you are saving for. Go against the rules of planning out everything in the future and start without a plan.
Right now, you don’t need to know the percentage you would be able to put down on a house. Just start saving and you can figure that out when you have a better idea.
3. Treat Yo’ Self
If you binge-spend your money the way you binge-watch Netflix, you might take it too far. But it’s okay to spend your money sometimes, especially if you have been saving for that thing for a while. Whether it be that you decided upon a location for that trip you’ve been dying to take, or that you decided it’s time to finally purchase that new car, that money that you’ve saved is meant for making those big purchases a little more manageable.